Besides the cost of the findings, beads, what should you consider in the sale price to customers for an item, say a necklace?  I'm very new, since October, at this.

Addy

 Time is the biggie. Most of my cost is my time, not the components.

 Plus if you're selling through a 3rd party venue (eBay, etsy) then their fees as well. If you're selling online then card processing fees (for me thats either my own merchant account fees, or Paypal fees).